Quick overview This workflow receives loan applications via webhook, uses Anthropic Claude to verify document text and generate an underwriting recommendation, calculates an explainable risk score in code, logs each application to Google Sheets, and sends decision emails through SendGrid before returning a JSON response. How it works Receives a loan application via a POST webhook, including applicant details and extracted text from ID, income proof, and bank statement documents. Uses Anthropic Claude to extract key fields from the documents and cross-checks them against the applicant’s declared name, employer, and income to produce a verification score and inconsistency list. Stops early and returns a “Documents Insufficient” webhook response when the verification score is below the threshold. Calculates verified income, estimated monthly installment, debt-to-income and loan-to-income ratios, and a weighted 0–100 risk score and tier from credit score, ratios, employment tenure, bank health, and document consistency.
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